When you’ve had a car accident in New York, your first impulse is probably to cooperate with the insurance adjusters. You should know that their job is to minimize payouts or close without paying claims. Here are 15 tactics insurance adjusters will use to try and minimize your injuries. They will:
- Ask for your medical records without being represented by a lawyer and start using medical terminology to show that your injury isn’t as serious as you claim.
- Tell you that you weren’t wearing your seat belt so your injuries are all your fault.
- Try to prove that your injuries were pre-existing and not related to the accident.
- Attempt to prove that you were partially responsible for the accident.
- Look for evidence of prior accidents in which you were involved.
- Challenge your credibility by searching for inconsistencies in your statements.
- Try to prove that the accident was caused by someone else.
- Tell you that your car had very little damage so your injuries are not related to the accident.
- Request to review any surveillance footage of the accident.
- Send you a letter closing your case when the three-year statute of limitations hasn’t expired.
- Claim they have witness statements but won’t share them.
- Point out any errors in your insurance claim paperwork.
- Offer you $ 500.00 or $ 1,000.00 to settle your case before you hire a lawyer.
- Tell you that you made no complaints of pain to the police officers at the scene of the accident.
- Tell you that you didn’t go to the hospital from the scene so you couldn’t possibly be injured.
It’s simple: Do NOT speak to the insurance adjuster. Call our experienced personal injury lawyer: 631-990-3235. We can protect your rights.