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What do I do when someone rear-ends my car?

On Behalf of | May 27, 2024 | Car Accidents

Getting rear-ended not only disrupts your day but also leaves you rattled and stressed. A serious accident can also leave you traumatized, especially if you were not alone in the vehicle and had friends or loved ones riding with you.

Safety comes first

Following a collision, the primary concern is the well-being of yourself and other passengers. Assess potential injuries and see if you or any of your passengers need immediate medical attention. Even seemingly minor injuries or discomfort can worsen over time, so call 911 instantly for a prompt and proper medical evaluation.

After accounting for everyone’s safety, secure the accident scene. Activate your hazard lights, and if possible, move your vehicle to a safe location, away from the traffic flow. This minimizes the risk of secondary accidents and safeguards the safety of all parties involved.

It is also crucial to document the scene. Take photos of the damage to both vehicles, focusing on close-up shots of dents, scratches and any broken components. You must also capture photos from a broader angle, including traffic signals, skid marks and the presence of potential witnesses. Remember to take note of the date, time, weather conditions, and other details you may recall before and after the accident.

Am I eligible for compensation?

You may be eligible for compensation if your vehicle sustained damages and there is solid proof that the other driver is at fault.

  • Contact your insurance company: Quickly notify your insurance provider about the collision. Their representatives will guide you through the claims process and advise you on the necessary steps to obtain repairs for your vehicle.
  • Limit your communication: Refrain from openly discussing the incident with others and solely confide in the police, your insurance provider, or a legal professional if you decide to involve one.
  • Select repair service providers: Once your insurance company approves the repairs, you may select a qualified or reputable repair shop based on your needs and budget. You may obtain quotes from various shops to ensure you receive the most competitive rates and quality of service.

To claim compensation for medical expenses, you must present documented medical bills for any treatment received due to the accident. You should also consider other factors, such as your health insurance coverage and your personal injury protection coverage.

Whether you want to claim for car repair damages or medical bill expenses, the claim process can be complex. You may want to seek legal professionals to help you assess the circumstances and get the compensation you deserve.