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Did You Have to pay Your Doctors out of Your Auto Accident Personal Injury Settlement?

Auto Accident Personal Injury Settlement

It’s the ultimate gut-punch when you are injured in a car accident. Your No-Fault carrier decides to cut off your medical benefits (that you pay for! Don’t get me started) in the middle of your treatment. Your medical provider tells you or your lawyer, “Sorry, I can’t treat you any more because you were denied….unless you sign this lien against your settlement proceeds.” What can you do? You feel stuck. You want to keep treating because, holy crap, you are in pain. You may ultimately need surgery. Your No Fault insurer doesn’t care. So, what can you do?

You Have a Few Options
  1. If you have medical insurance, you can provide your major medical information to your provider. Hopefully they take it. Good luck with that. Also, note, if your provider does accept your insurance and it is a specific type of ERISA plan, the plan will be able to claw back what it paid out. Your lawyer will know which ERISA plans qualify. If you don’t have a qualifying ERISA plan, you will not have to pay back anything to your major medical.
  2. You can sign that stupid lien and pay your provider back. BUT that’s not the end of the equation. Have your lawyer call me. I can help you get your medical payments back in your pocket. How do I do that? I will bring an action against your No Fault Insurance Company for you. What do I need? I will need evidence:
    • a “Paid In Full” letter from your doctor;
    • The original bills from your doctor;
    • The treatment notes/evaluations/medical reports from your doctor (or from your personal injury lawyer);
    • The denial of benefits from the No Fault insurance company (or from your lawyer). And, guess what.
You Don’t Pay Me!

If I win or settle your case, the insurance company is responsible for my fees. Gotta love the No Fault Regulation.

Client Reviews
★★★★★
What do I think about Jeena? Well, she is just awesome. In all seriousness, I have known Jeena for several years through the Greater NYC legal community and have worked with her on matters. She is a knowledgeable, compassionate and passionate advocate. I recommend her without hesitation. Cari Rincker
★★★★★
Jeena Belil has been instrumental with retrieving payments for no fault claims that were either short paid or not paid at all to me as a provider. As a Personal Injury Attorney, she has helped several of my patients during the worst time in their life after a motor vehicle accident. I do not hesitate to call her for her services and definitely recommend her to anyone who would need her expertise. Kris Johnston
★★★★★
I know Jeena as a colleague through several solo and small firm attorney listservs. She is consistently responsive to inquiries and ready to share her expertise and insight to help others. God forbid I'm ever in an accident in New York, but if I am I will be calling Jeena. Deborah Matthews